As I said, credit cards can be a real ally or a foe. It really depends on how the owner uses it because it all boils down to self-control. As for credit card users in the US, aside from the much needed self-control, they need to make sure that they don’t have a bad credit report rating because this can affect their finances hugely. It can affect their payment rates, mortgage loans, getting a job and even getting a postpaid [...]
Monthly Archives: May 2009
May
10
May
9
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Mother's Day Thought
Mother’s Day is fast approaching. Have you ever thought of a Mother’s Day gift?? Well, as for me, I have been thinking a lot about calling my mom or send her a surprise bouquet of flowers with a card but if money is available, I wouldn’t mind getting her a heart pendant necklace. I know she is fond of jewelries but never actually where them. She always saves it for special occasions. Anyway, if money will not come, I guess [...]
May
9
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Household Tips: Medicine Cabinets
Tip # 7 (Others) If you have children, make sure you have a medicine cabinet installed at home. We don’t want to have your children eat your weight loss pills because they have mistaken it as candies or have them drinking a cough syrup because they thought it is a juice container. If you have separate rooms, make sure the medicines are all inside the master’s bedroom just to give an extra safety.
May
8
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Frugal Tips: Have a Notepad
Tip # 10 To be able to monitor your finances, it is better to have a notepad wherein you can list every little and big expenses you had. This is very much important to know where you have been spending your money. By doing this, you can also monitor your spending habits.
May
8
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A Home of Our Own
Having a home that you fully owned is the greatest dream a man and his wife could ever had. Everybody who wants to start a family or even who already has one always wanted to have a house that they can grow old into. And we are like no other…we also want to own one. We are tired of renting and paying on a house that we will never own. Anyway, we have pondered of getting one as soon as [...]
