Ivory Tasks

Tip # 6

In this cruel economic downtime, one must learn to diversify its income source. So, you must find an alternative way to earn additional income besides your main employment. Do this so that you will have extra to compensate your other needs.

Tip # 5

To be able to monitor your debts, organize them. Create a spreadsheet, type in all the details of each debt such as balances, interests, due dates, amount paid and more. This way, you will be aware of your responsibilities and avoid late payment charges. Then as months go by, watch your debts go down instead of your financial charges. This will definitely save you money!

It’s been awhile since I have written any tips here. I have been very busy again doing household tasks and attending family gatherings. Anyway, today’s tip is one of my weaknesses. I always end up paying something unnecessary because of my forgetfulness.

Tip # 4

Always keep your bills in one place. Misplaced bills may cause unwanted late fees. Don’t forget to keep notes on each bills due dates.

It’s been awhile since I have posted some frugal tips. Since my life have been a bumpy ride because of my credit cards, here is another tip that I would assure you most people find it hard to do.

Tip # 3Leave your credit card at home if you can’t control your spending habits. Bring it only when you feel like you really need it or you are not sure if your cash can cover the price of the… Continue reading →

Many of us have credit cards and generally, most have not been so victorious in handling it (including me). It is always easy to swipe every time we see something nice but little do we realize that we have to pay for it on or before the cut-off date. The use of credit cards is just extending the time when to pay but not additional money to spend.

Since most of us have difficulties with credit cards, here is another… Continue reading →