It’s been awhile since I have posted some frugal tips. Since my life have been a bumpy ride because of my credit cards, here is another tip that I would assure you most people find it hard to do. Tip # 3Leave your credit card at home if you can’t control your spending habits. Bring it only when you feel like you really need it or you are not sure if your cash can cover the price of the needed [...]

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Many of us have credit cards and generally, most have not been so victorious in handling it (including me). It is always easy to swipe every time we see something nice but little do we realize that we have to pay for it on or before the cut-off date. The use of credit cards is just extending the time when to pay but not additional money to spend. Since most of us have difficulties with credit cards, here is another [...]

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Last July 2008, I have started giving out HOUSEHOLD TIPS that I have learned. Now, I have decided also to start another tip giving posts but this time it will be called FRUGAL TIPS. Of course it would focus more on the financial side of life. I am not perfect when it comes to frugal living but I am on the process of learning and applying. The tips that I am going to share here are also from experience and [...]

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